Elite Tutor Vault Ltd
Website: https://elitetutorvault.com
Registered Office: 71 Eagle Street, Brisbane, QLD 4000, Australia
Email: support@elitetutorvault.com
Effective Date: 3 March 2026
Last Updated: 22 September 2026

1. INTRODUCTION

1.1 Purpose
These Terms and Conditions ("Terms") govern your access to and use of the website operated by Elite Tutor Vault Ltd ("Company," "we," "us," or "our"), including associated webpages, online platforms, client portals, and services made available through the website.

1.2 Scope of Services
The Company may provide information about investment-related activities and services, subject to its actual business operations, applicable agreements, and the authorisations required under Australian law.

The Company must not provide financial products, financial advice, investment management, custody, or other regulated financial services unless it has the necessary licence, authorisation, or lawful exemption.

1.3 Acceptance of These Terms
These Terms may apply when you access the website, create an account, submit an application, or use a service covered by these Terms.

By using the website, you acknowledge that you have had the opportunity to read these Terms. If you do not agree with them, you should discontinue using the website.

1.4 Additional Documents
Additional documents may apply to particular services, including:

• Financial Services Guides;
• Product Disclosure Statements;
• Investment agreements;
• Application forms;
• Risk disclosures;
• Privacy policies; and
• Complaints-handling procedures.

Where applicable, these documents must be provided in accordance with the law and the relevant contractual arrangements.

1.5 Inconsistency
If these Terms conflict with a specific agreement or mandatory legal requirement, the applicable law will prevail. Any specific agreement will apply only to the extent permitted by law.

1.6 No Exclusion of Legal Rights
Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, statutory right, or legal obligation that cannot lawfully be excluded, restricted, or modified.

2. ABOUT THE COMPANY

2.1 Company Information
Elite Tutor Vault Ltd must accurately identify its legal structure, registration status, registered office, and applicable regulatory authorisations in its official documentation.

The Company must not publish unverified registration, licensing, or regulatory information.

2.2 Services
The Company's services are limited to those it is legally authorised and contractually permitted to provide. Details of each service, including fees, risks, ownership rights, withdrawal arrangements, and restrictions, must be provided in the applicable documentation.

2.3 Regulatory Status
The Company does not represent that it is authorised to provide every investment-related service mentioned on its website. Users should independently verify the Company's registration and licensing status through relevant official sources.

2.4 No Regulatory Endorsement
Any registration, licence, or regulatory status must not be presented as an endorsement or guarantee of the Company, its products, or its services.

3. ELIGIBILITY

3.1 Minimum Age
You must be at least 18 years old, or meet any higher age requirement imposed by applicable law, to use services requiring legal capacity or to apply for an investment.

3.2 User Responsibilities
You confirm that information you provide is accurate, complete, and up to date, and that you will comply with applicable laws and these Terms.

3.3 Verification and Eligibility
The Company may request identity, source-of-funds, source-of-wealth, tax-residency, and other information where reasonably required for legal, regulatory, security, or compliance purposes.

The Company will not request information beyond what is reasonably necessary for the relevant purpose.

3.4 Refusal or Restriction
An application may be refused or delayed where legal requirements, eligibility conditions, verification procedures, or security concerns prevent acceptance.

Any account restriction should be communicated accurately, with the applicable reason and available review or complaint process where required by law.